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Industry · 5 នាទី

Managing Supplier Payments in THB and VND: Tips for Cambodian Importers

Cross-border trade with Thailand and Vietnam has unique FX quirks. Here is how to optimise payments.

ដោយ Editorial Team · April 24, 2026

Local-currency settlement is often cheaper

Paying a Thai supplier directly in THB is usually cheaper than paying in USD and letting them convert. Several Cambodian banks now support direct THB and VND transfers via regional payment rails.

Watch the spread

Bank spreads on THB and VND can be 2–3 percent wider than on USD. For large payments, request a quote rather than accepting the rack rate.

Document the rate

Capture the actual rate applied by the bank, not just the MEF reference rate. The difference is a real cash cost and should be booked as bank charges or FX loss.


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